Homeowner insurance policy provides protection against physical damage to buildings and loss or damage to contents as a result of Fire, Burglary, Theft, Flood, and other allied perils.
In addition, it protects the homeowner against legal liability to the public incurred as a result of activities within the insured premises.
Householder insurance policy covers the contents of your home against losses as a result of fire, burglary, flooding and other allied perils.